Commentary and analysis on the
law of insurance coverage

Category Archives: Anti-Assignment Clause

Can You Assign Your Insurance Policy to Someone Else? No, but…

Assignment  The law is riddled with jargon.  Unfamiliar phrases and concepts, inexplicable to non-lawyers, serve to exclude the uninitiated and to further the legal profession’s interest in making lawyers indispensable to lay people.  One of the more peculiar legal jargon phrases is “chose in action.”  These ordinary English words, when arranged in this way, make no sense except to lawyers and judges.  This obscure legal concept was a key to an important recent decision by the New Jersey Supreme Court concerning whether policyholders can legally assign their insurance rights to others. Read More

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